Koalafi Payment Integration

Posted about 1 month ago by Zarlish Rida

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Koalafi Payment Integration

This release introduces Koalafi as a new financing payment option and includes several enhancements to ensure a smooth, accurate, and secure checkout and order management experience.



Release Date

Dec 16, 2025 - 7:00am EST

What’s New

Koalafi Payment Support

  • Koalafi is now available as a payment method, allowing customers to finance their purchases directly during checkout.

  • A new configuration section has been added in the NoChannel Portal where administrators can enable or disable Koalafi and manage store-specific settings such as API keys and dealer IDs.

Koalafi Checkout & Cart Handling

  • A new backend API now provides the frontend with the required cart context (using the cart ID) to launch the Koalafi modal.

  • The system now ensures that orders are placed only after Koalafi financing approval is confirmed, preventing orders from being created without completed financing.

  • Customer selection of Koalafi is now saved in the cart session. If a customer leaves and later returns, Koalafi remains selected and the cart state is preserved.

Tax Handling for Koalafi

  • When Koalafi is selected, tax is automatically set to zero to ensure customers are not incorrectly charged.

  • If the customer switches away from Koalafi, a new Reset Payment API restores the cart’s original tax and payment totals.

Developer Enablement

  • A new Koalafi SDK has been introduced to simplify integration and communication with Koalafi services.



Improvements

Order Lifecycle Improvements

  • Koalafi-financed orders are now created directly in a captured state rather than an authorized state.

    • This aligns with Koalafi’s payment model and allows orders to automatically close once items are delivered, without requiring a manual capture step.

Promotion & Pricing Enhancements

  • The totalCartPromotion field is now always returned in cart responses, regardless of payment method. Previously, it was only visible in certain Koalafi scenarios.

  • This provides better visibility into applied promotions across all checkout flows.

Security & Configuration

  • Koalafi private API keys are now stored as encrypted values, improving the security of sensitive credentials.

  • Koalafi API endpoints are now configurable via environment variables, making it easier to manage sandbox and production environments.

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